Instructions
Start by preheating your oven and greasing a loaf pan. In a large bowl, mash the bananas and mix them with your melted butter or oil, followed by the egg or flax egg. Stir in the sugar or sweetener of choice, then add the dry ingredients like flour, salt, and baking soda. Mix until just combined, being careful not to overmix.
In a separate bowl, beat together the cream cheese, powdered sugar, and vanilla until smooth. Pour half of the banana batter into the pan, spoon the cream cheese mixture on top, then cover with the remaining batter. For a beautiful swirl, gently drag a knife through the layers. Add any optional toppings like banana slices or a sprinkle of cinnamon on top. Bake until golden and a toothpick inserted comes out mostly clean.
How to Make
Begin by combining your wet and dry ingredients separately before merging them. Prepare the cream cheese filling by whipping it until smooth and creamy. When assembling, layer the banana batter and cream cheese filling carefully to maintain the distinct swirl effect. Optional add-ins like chocolate chips can be folded into the batter before layering. Once baked and cooled, slice and serve with your favorite accompaniment.
Variations
Make it vegan by swapping in coconut oil, a flax egg, and a plant-based cream cheese. For a low-carb version, use a sugar substitute like monk fruit syrup and a low-carb flour blend. Add a hint of spice with a tablespoon of cinnamon or nutmeg, or go for a dessert twist with chocolate chips and a drizzle of caramel on top.
Tips
Use very ripe bananas with plenty of brown spots for maximum sweetness and flavor. Don’t overmix the batter to keep the bread tender. Let the loaf cool completely before slicing to allow the cream cheese center to set. Store leftovers in the fridge and warm slices before serving for the best texture and flavor.
Conclusion
Cream cheese stuffed banana bread is a dreamy fusion of comfort and indulgence. With simple ingredients and endless customization options, it’s a recipe you’ll want to make on repeat—perfect for cozy mornings, special brunches, or sweet evening treats. Whether classic or reinvented, every slice promises warmth and delight.
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